Remortgage Your Property
Get free remortgage advice and find the best rate for your next mortgage application.
We’ve supported hundreds of homeowners across Bristol, Bath, Cornwall and London with renewing their mortgage applications, saving thousands of pounds along the way. Whether you’re a property tycoon searching for the best rates, or renewing your mortgage for the first time, our mortgage advisors are here to help you find the best mortgage on offer.
Our team will help you prepare for your mortgage change over 4 to 5 months prior to your rate changing, giving you peace of mind. Our role is to support you through the remortgage process, ensuring the best deal for you.
N.B You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home
Find the best remortgage deal!
Schedule a call with an Advisor
Why choose JWD Mortgages?

Advisors in Bath, Bristol & Cornwall

Experienced dealing with unique cases

Transparent pricing with no hidden fees

Access the best lending rates across the UK

Remortgage FAQ’s
When should I start looking to remortgage?
You should start preparing 4 to 5 months prior to your current rate changing to give yourself enough time to apply for your remortgage and confirm the new offer is ready to use. The role of your mortgage broker is to support you through the remortgage process, ensuring you secure the best deal possible.
Should I get my house revalued before remortgaging?
A Revaluation is not obligatory during the remortgage process, but it can be useful to discuss with your local estate agents, to see if the “real time” value of your property has gone up or down.
The lender would value the property as a risk, this is normally free of charge. However, they will go by index valuations which are performed digitally and based on averages.
Why should I remortgage?
Remortgaging is an opportunity to move to a new lender and achieve lower rates on your mortgage repayments. This could be achieved by moving from a fixed rate to a variable rate or vice versa, to see if savings can be made.
Many homeowners will also take the opportunity to borrow money out of the property for home-improvements or a range of other reasons.
Do I have to remortgage?
No. Just like buying a house, the decision lies with you as the homeowner. Once you own the property you should seek the lowest possible interest rate, to clear the debt down quickly.
How often should I remortgage?
Whether and when you should remortgage largely depends on the current rate of your existing loan. The priority when remortgaging is to reduce the cost of your mortgage.
Do I have to pay stamp duty on a remortgage?
Generally you will not have to pay stamp duty when remortgaging. However, if a third party is added to the equation with deeds to the property this can be discussed with your mortgage broker and a solicitor.
Should I remortgage to clear debt?
Only if the value of remortgaging is more cost effective than other solutions. Your mortgage broker will research your case, comparing the true cost of your remortgage before comparing the costs to any alternatives.
Why use a mortgage broker for my remortgage?
We offer a free remortgage service giving you the best rates across the whole market of UK lenders. Whether you’re looking to remortgage a residential property or considering a move to a buy to let agreement, our experienced mortgage brokers can find the right lender at the best rate, free of charge to you the applicant.
Our no fee offer covers all advice & support from your initial mortgage application, to achieving your mortgage offer. As whole market mortgage advisors, we thrive on finding our clients the best market rates.
Before beginning the process we recommend calculating the cost of the mortgage you need based on an achievable interest rate.
Looking to discuss a Remortgage?
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