Remortgage with JWD Mortgages - try and save money per month

So property owners should have a chance to reduce what they pay each month on their mortgage, whether a homeowner or owning a buy to let property. If you have a property which is either on a standard variable rate (i.e. typically above 3 or 4%) why would you not consider reducing that cost per month, if you could? As a typical example, a repayment mortgage of £150,000 which sits on a 4% interest rate costs over 25 years term - £800 per month. If you could reduce that (loan to value dependent) - to 2% per month, the monthly payment is £640 per month - that is £1,940 over a 12 months saved.

Affect on APRC and overall cost of mortgage not included, and fees can apply from the mortgage lender, plus legal works required and it must be said that not everyone has the income to support a remortgage but you will never know without full affordability checks. This is what we run at JWD Mortgages, and we just need a snapshot of your situation for 20 or 30 minutes of your time. We are fee free, so no advice fees will ever be charged - at any stage.

You must keep up payments on your mortgage otherwise your home may be repossessed.


JWD mortgages is a limited company registered in England, 38 Carne View Road, Probus, Truro, TR2 4HZ. They are an appointed representative of Stone Bridge Mortgage Solutions who are both authorised and regulated by the financial conduct authority.  Our companies house registration number is 12211202. You must take care when securing a mortgage on a property, your home or property may be repossessed if you do not keep up mortgage payments.