About Us

We are passionate about providing you the best mortgage and property finance advice you can get. Service and support from advice to offer. We have 5 + years worth of contacts and experience in the industry, and we are setup with only one goal in mind – to be a trusted, referred and sought after mortgage advice service throughout the UK.

From first time buyers to specialist lending solutions, HNWI (high net worth individuals) and complex incomes – we wish to focus on the case in hand for you.

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Our fee structure

Our fees only apply once you have an offer accepted via your estate agents. We progress any necessary documents & secure you a decision in principle without charge. It’s our job to pair you with the right lender, follow checks and balances – to set you up on the right path.*

Standard Purchases


One-off payment

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New Build Purchases


One-off payment

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Complex Cases (e.g. HMOs)


One-off payment

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Self-Build Cases & More


Split payments

Enquire now
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Included in all of our plans:

Check Mark in broken circle A full mortgage walkthrough
Check Mark in broken circle Insurance advice
Check Mark in broken circle Our mortgage magazine

*The only exception to this rule are cases that fall under our “complex” or “self build” structure. For these cases we stage the payments, charging 50% upfront and then 50% on full application or receipt of offer. We work with you to discuss this.

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Meet our team

James Dawes, CeMAP

James Dawes, CeMAP

Expert Mortgage Adviser, Managing Director

As a mortgage adviser since 2015, and a previous sales manager – my passion is to help people understand, and find a way through a complex mortgage application process.

Natalie Cesaro-Davies

Natalie Cesaro-Davies

Case Manager

Although Natalie isn’t a mortgage advisor, she supports JWD to secure the applications from start to finish – adding even more customer service for the journey. Bringing with her a great deal of experience working within the mortgage industry, Natalie joins JWD to offer clients support from beginning to end of the property finance process. She will be available via email and phone, and looks forward to meeting you.

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We’re accredited.

We work via an award winning Network Stonebridge Mortgage Solutions – to access the whole of market lending arena. As an FCA regulated firm – we are also a Federation of Small Business member, using a depth of business support and guidance to support what we do. We are also members of Bark, Unbiased, Feefo, Vouchedfor and have featured in the Sunday Times Magazine “Best Adviser” list – based on the quality of work we provide to our clients. Speak to you soon!