About JWD

We are passionate about providing you the best mortgage and property finance advice you can get, with service and support from advice to offer. We have 5 + years worth of contacts and experience in the industry, and we are setup with only one goal in mind – to be a trusted, referred and sought after mortgage advice service throughout the UK.

From first time buyers to specialist lending solutions, HNWI (high net worth individuals) and complex incomes – we wish to focus on the case in hand for you.

Our Fee Structure

Our fees only apply once you have an offer accepted via your estate agents. We progress any necessary documents & secure you a decision in principle without charge. It’s our job to pair you with the right lender, follow checks and balances – to set you up on the right path.*

Standard Purchases

£ 250
One off payment
  • Full Mortgage Walkthrough
  • Insurance Advice
  • Mortgage Magazine
Popular

New build purchases

£ 299
One off payment
  • Full Mortgage Walkthrough
  • Insurance Advice
  • Mortgage Magazine

Complex Cases (HMO's etc.)

£ 400
One off payment
  • Full Mortgage Walkthrough
  • Insurance Advice
  • Mortgage Magazine

Self Build Cases & More

£ 800
Split Payments
  • Full Mortgage Walkthrough
  • Insurance Advice
  • Mortgage Magazine

* The only exception to this rule are cases that fall under our “complex” or “self build” structure. For these cases we stage the payments, charging 50% upfront and then 50% on full application or receipt of offer. We work with you to discuss this.

Meet The Team

James Dawes, CeMAP

Expert Mortgage Adviser, Managing Director

As a mortgage adviser since 2015, and a previous sales manager – my passion is to help people understand, and find a way through a complex mortgage application process.

Natalie Cesaro-Davies

Case Manager

Although Natalie isn’t a mortgage advisor, she supports JWD to secure the applications from start to finish – adding even more customer service for the journey. Bringing with her a great deal of experience working within the mortgage industry, Natalie joins JWD to offer clients support from beginning to end of the property finance process. She will be available via email and phone, and looks forward to meeting you. 

Stonebridge Network

As a mortgage adviser since 2015, and a previous sales manager – my passion is to help people understand, and find a way through a complex mortgage application process.

Legal & General
Mortgage Club

Whole of Market lending panel is available which means we can offer you the very best connections and mortgage rates every day – and rates do change day to day, week to week.

We are part of the Bath
Evo Business Group

We are proud members of a great business club where we meet businesses in the Bath and surrounding areas. These guys have events across the UK and it keeps us meeting kitchen designers, plumbers, small business owners and many exciting industries.

We have HSBC on panel

Not all intermediary mortgage advisers have access to HSBC and the amazing range of things they offer. However, via our award winning network we do!