Welcome to JWD Get Bespoke Quote Schedule a Call An Independent “Whole of Market” Mortgage Broker We are fee free Bespoke Mortgage Advice Bridging, Second Charges, Self-Build and Development Finance Get Bespoke Quote Schedule a Call We collaborate in all areas of Specialist Property Finance by quality referral Our goal is to understand our Clients and go that with a personal service Get Bespoke Quote Schedule a Call “extra-mile”

OUR TOP TIP

…in how to find the best suited mortgage for you

We understand that finding the right location when buying a property is key, and that equally it is a combination of feelings and emotions that goes into the final decision making process. Once you make an offer on a property with an estate agent or a vendor, they will likely ask you to provide a ”decision in principle” and know how you have “organised you finances” sufficiently for the move. This is where it requires our detailed research and work ethic – to make sure that this move is affordable for you moving forward. Getting a mortgage ready for your move is all about preparation, our transparent discussions and setting enough time aside enough to make sure you have the best option to apply for.

We take care of the mortgage application services, and are here to help you through each step. We take time to discuss and research the complexities of your circumstances offering professional advice and guidance at each stage..

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Find What We Offer Here

Mortgage Monthly Payment Calculator

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How much mortgage would you need or want to borrow?
How many years in term will your mortgage be stretched over. Once you speak with us, we can look to the market and give you a "live" view on the monthly cost. This figure is purely the amount of years you can stretch the whole debt over. If you are 30, lenders tend to lend until age 70 without much problem - so 40 years max)

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Please feel free to use this to understand the estimate cost on your mortgage payment per month. We hope to speak with you soon to send your bespoke illustration and total costs of borrowing for your case.

Lowest Rate For

Remortgage

Below 60% LTV from 1.14%

These rate can change daily so we have no control or ability to foresee any policy set out by the banks and general economic climate. All mortgages are subject to credit score, income and affordability

Our Clients Vouch for Us

We first got in contact with James on a Sunday afternoon, he called us within 1 hour and answered all of our questions. Within 1 week we had our mortgage sorted and were in a position to have our offer accepted on the house. James could not have been any more helpful, no matter what day or time you call he is always at the end of the phone. Obviously with the dreaded COVID Mortgages are not as easy to get, yet he looked about and managed to get us a 10% deposit mortgage anyways. We could not be more grateful!! You really do feel like the only person James is working for as everything gets sorted the same day, no delay, no hassle, nothing is a problem or too much to ask. Could not recommend him more, I will be keeping him as a contact for any future moves/mortgage advice.

Tyne and Wear

September 2020

James helped me find the most suitable mortgage for my circumstances and complete the application process. He gave me valuable guidance throughout the process and he was always available whenever I had questions or just needed a little reassurance. Would not have been able to do it without him!

Somerset

August 2020

James has been friendly, approachable, open and transparent from the outset. We had no idea where to even start and his patience and professionalism was exactly what we needed. As I do various long hours shiftwork in the NHS, I was able to contact him via WhatsApp whenever I had a question and hed always respond in a timely manner.The process has been incredibly smooth and were so grateful for his expertise.

North Yorkshire

August 2020

James provided overviews of available mortgages and insurance packages to suit our needs. James was a great pillar of support during such unpredictable times in the housing market, he was quick to get in applications and communication was very good. We also had a setback with another house and James helped us navigate a number of challenges with the mortgage company.

Somerset

July 2020

James spent a long time finding the right deal for us. As first time buyers, buying during the middle of the Covid-19 pandemic, this was not an easy task. James was excellent and very patient with our many questions.

Bristol

July 2020